The Impact of Human Resource Capabilities in Enhancing the Quality of Banking Service: An Exploratory Study of the Opinions of Employees in the Branches of Al-Rafidain Bank/Nineveh. TANRA [Internet]. 2024 Dec. 1 [cited 2026 Jul. 26];43(144):232-56. Available from: https://tanmiyat.uomosul.edu.iq/index.php/tanmiyat/article/view/29567