. T. M. A Sultan, Sura, and Ma'an Ma'adhedee W. Al- Maadhedee. “The Impact of Fintech’s on Banking Profitability Applied Study on A Sample of Arab Banks”. TANMIYAT AL-RAFIDAIN 40, no. 132 (December 1, 2021): 244–261. Accessed September 5, 2025. https://tanmiyat.uomosul.edu.iq/index.php/tanmiyat/article/view/29652.