S. RASHEED, D.; A. ALSALEM, M.; ENAIZAN, O. Unveiling Digital Wallets Adoption in Developing countries: A Dual-Factor Approach of Enablers and Inhibitors Impacting User Intentions. TANMIYAT AL-RAFIDAIN, [S. l.], v. 44, n. 146, p. 369–389, 2025. DOI: 10.33899/tanra.2025.187888.1434. Disponível em: https://tanmiyat.uomosul.edu.iq/index.php/tanmiyat/article/view/29834. Acesso em: 7 sep. 2025.