The Role of FinTech in Financial Risk Management: A Case Study of Asiacell and Asia Hawala for the Period 2018-2024. TANMIYAT AL-RAFIDAIN, [S. l.], v. 45, n. 150, p. 76–100, 2026. DOI: 10.33899/tanra.v45i150.63481. Disponível em: https://tanmiyat.uomosul.edu.iq/index.php/tanmiyat/article/view/63481. Acesso em: 25 jul. 2026.